Identity theft research. Analysis of Identity Theft, Research Paper Example 2022-12-27
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Identity theft is a growing problem in today's digital age. It occurs when someone uses another person's personal information, such as their name, social security number, or credit card information, to fraudulently obtain goods or services. This can have serious consequences for the victim, including financial loss, damage to their credit score, and even legal problems. In this essay, we will explore the various types of identity theft, the methods that identity thieves use to obtain personal information, and the steps that individuals can take to protect themselves from this crime.
One of the most common types of identity theft is financial identity theft, which involves using another person's financial information to make purchases or take out loans. This can result in unauthorized charges on the victim's credit card or bank account, and may also lead to the accumulation of debt in the victim's name.
Medical identity theft is another type of identity theft that can have serious consequences. In this case, the identity thief uses the victim's personal information to obtain medical treatment or prescription drugs. This can result in incorrect medical records being created in the victim's name, which can have serious implications for their health and well-being.
Identity thieves may obtain personal information through a variety of methods, including phishing scams, where they send fraudulent emails or texts asking for personal information; skimming, where they attach devices to card readers to capture credit card information; or dumpster diving, where they go through trash to find personal information that has been discarded.
To protect themselves from identity theft, individuals should be cautious about giving out their personal information, especially to unfamiliar sources. They should also use strong, unique passwords for their online accounts and regularly update them. It is also a good idea to regularly check credit reports to ensure that there are no unauthorized charges or accounts in their name.
In conclusion, identity theft is a serious problem that can have significant consequences for victims. By being cautious about giving out personal information and taking steps to protect their online accounts, individuals can reduce their risk of becoming a victim of this crime.
Facts + Statistics: Identity theft and cybercrime
One of the most frequent and more invasive ways of fraudsters to steal identity is through hacking. Journal of Economic Perspectives 2008 22: 2. This is further made difficult by the fact that police officers are not trained in crime management of identity thefts. Such companies are set up with an intention of committing fraud. Identity theft happens when someone steals your personal information and uses it without your permission.
Identity Theft Resource Center & Black Researchers Collective Research Finds ID Crime Victims in Black Communities Lose More Money Than General Population
Using this information, the person who accesses this information can commit fraud and other illegal activity. Given the fact that personal information of individuals is handled by organizations they deal with, they trust these organizations to ensure its security. Although trust is an integral aspect of these websites like Linkedin, Facebook, Myspace, Twitter etc; they are very vulnerable to identity thefts. When it comes to the question of the role of immigration, experts argue that most often than not identity theft criminals, who are undocumented immigrants illegal acquire and use the information of third party individuals most especially social security numbers with the aim of securing and maintaining jobs, opening bank accounts and other financial transactions etc. However, only 39 percent of survey respondents had identity theft protection when they became the victim of an identity crime. The Congress has made identity theft a federal crime, even as early as 1998. Identity Theft Safety 598 Words 3 Pages Identity Theft - Six Safety measures to Take to Secure Yourself From Identity Theft.
For example, having the same passwords for our online banking, credit cards, electronic devices, etc. Does not include premiums from companies that cannot report premiums for identity theft coverage provided as part of package policies. It is also important to analyze the audience, distribution medium involved with the communication, the sharing practices, and access methods. But before I go further let me start by telling you the meaning of cybercrime, Cybercrime is different and more heinous than normal crime that we know. There are five types of identity theft according to wikipedia which include criminal identity theft, financial identity theft, identity cloning, medical identity theft and child identity theft. Identity threat is something we will have to live with, but being alert and avoiding risks can provide a secure identity for each one of us. People need to be more conscious to identity threats, particularly when transacting through the Internet or using the social media.
Counteracting identity What are Identity Theft and Identity Fraud? For accounts opened in person, creditors require photo identification or other physical proof of identity. The new identity can then be used to defraud the government. Also while some identity thieves work alone many others work in criminal networks or are a part of a larger crime syndicate. To begin with, it is prudent to come out with a concise understanding of what constitutes identity theft within the paradigm of the current legal dispensation of the United States. Companies like banks and financial institutions take data security precautions within their offices and headquarters, to thwart off efforts by hackers and intruders. There are numerous steps you can take to avoid this problem.
Analysis of Identity Theft, Research Paper Example
Identity theft use to occur in the 1990s without the perpetrators getting into any trouble due to it not being a federal offense until 1998 when Congress made it a federal offense Identity Theft, 2015. According to Swans 2006 , socioeconomic and demographic forces are critically within the sparse integers of identity theft. While identity fraudsters can get people's money, harm there a favorable credit score ranking and cause years of disappointment and stress, an alternative form of identity robbery, health care identity robbery, can actually jeopardize lives. Identity thieves use several ways to obtain personal information which include Federal Trade Commission : - Dumpster diving: Here the criminals looking for an identity to steal, search into the trash to get hold of any papers or documents that could have details of any person who would later become a victim of identity theft. Sometimes it even takes about six months to a year to realize the theft. As Huckleberry and Jim drift down the Mississippi River, the days are full of peace and harmony.
You take a person from a financial type of institution, take the deceased individual personal information towards a loan on a home, vehicle or other type of high volume purchases. In 2021, 14 percent of identity theft reports included more than one type of identity theft. I Criminal investigations: Cybercrime Chelsea House Publications. For businesses, preventing identity theft mean authenticating that buyers are actually the ones reflected by their identity. The development of technology is evident in every aspect of our lives, and one of the main changes is reflected in the way we communicate with each other. State Reports per 100,000 population 2 Number of reports Rank 3 State Reports per 100,000 population 2 Number of reports Rank 3 Alabama 1,217 59,669 7 Montana 806 8,612 41 Alaska 1,156 8,458 11 Nebraska 697 13,475 48 Arizona 1,065 77,534 20 Nevada 1,407 43,339 5 Arkansas 801 24,176 43 New Hampshire 914 12,429 29 California 991 391,517 23 New Jersey 1,107 98,316 14 Colorado 1,119 64,464 13 New Mexico 888 18,613 31 Connecticut 917 32,686 28 New York 1,083 210,749 16 Delaware 1,410 13,726 4 North Carolina 1,036 108,698 21 D. After multiple police reports and credit reporting agencies became suspicious of the repeated trend, an investigation was initiated into Bakers activities.
It has been established that the losses associated with an identity theft is proportional to the time it took for its discovery. One day, Huckleberry walks ashore to gather some berries when two men suddenly come into view. Researchers found that victims did not just lose significant amounts of money; they lost time spent resolving their identity theft issues. There is when someone uses a person name, social security number. The threat of an identity theft has driven many businesses and consumers to take precautions and include processes that are more expensive, but avoidable in the absence of this threat.
Only when these fraud businesses declare bankruptcy and close down, do its customers realize that they had been duped Action Fraud Information being important for businesses, the availability and confidentiality of that information is critical to their performance. Users send and store personal medical data, business communications, and even intimate conversations over this global network. It is therefore difficult to distinguish identity thefts committed by domestic criminals and international criminals Finklea, 5-15. Ultimately, we gathered 167 responses from people who identified as Black from across the United States. The survey used in the initial phase of the study consisted of 39 questions and sought to understand the extent to which households experienced identity theft, the impact it had on their overall finances, and the types of behaviors used to protect their identities. This crime is committed in an electronic medium and here means read is not a requirement and is done in secret Feldman 2013.
Here the source of information from the owner gets into the custody of the criminal. Medical Identity Theft Research Paper 213 Words 1 Pages Medical identity theft happens when someone uses any or all of your personal information, such as your name, social security number, or even insurance number, without your knowledge to obtain medical treatment, equipment, or services. It is instilled in us that if something sounds too good to be true, then mostly likely it is too good. Unit 3 Assignment 1 Medical Identity Theft 132 Words 1 Pages There are some many ways if Identity theft. Another example can be not realizing how simple or reckless we are being with our systems log in formation.
